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Startup Cost Calculator
Add up everything it takes to launch — in your currency.
One-time startup costs
Monthly operating costs
mo
One-time costs
$12,500
Monthly costs
$9,800/mo
Capital needed to launch
$71,300
One-time + 6 months of operating costs
Frequently asked questions
- How do I calculate startup costs?
- Add up your one-time costs (registration, equipment, website, initial inventory) and your monthly operating costs (rent, salaries, marketing, software). Total startup capital is your one-time costs plus several months of operating costs to cover you until revenue catches up.
- How much money do I need to start a business?
- It depends entirely on your model — a service business can start for a few thousand, while a product or physical-location business often needs tens of thousands. Use the calculator to total your specific one-time and monthly costs rather than relying on a generic figure.
- How many months of operating costs should I fund upfront?
- A common rule of thumb is to fund 6 to 12 months of operating costs upfront, so the business can survive while it ramps to profitability. The calculator lets you set this and see the total capital required.